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Student Banking Center
Helping Kids, Teens, and College Students Build Strong Financial Habits
Every financial journey starts somewhere. At Paducah Bank, we make it easy for kids and teens to learn real-world money skills while giving parents confidence that their child is banking with a trusted local institution. Together, we help build habits that support a lifetime of financial success.
Why Families Choose Paducah Bank
Choosing Paducah Bank means choosing a bank that's deeply involved in the community. We support local schools, invest in programs that help young people succeed, and bring our WOW Wagon to events throughout the region because serving our community is part of who we are.
Financial independence starts with the right account
From their first account to their first paycheck and beyond, Paducah Bank provides the tools young people need to bank with confidence. With Mobile and Online Banking, convenient person-to-person (P2P) payments, and access to more than 55,000 surcharge-free Allpoint ATMs nationwide, your child can manage money securely at home, at school, or wherever life takes them.
Best for everyday banking
Basic Checking
A simple checking option for students who need easy digital access, debit card spending, and confidence managing day-to-day money.
- Online and mobile banking access
- Debit card for everyday purchases
- Designed for students learning money basics
Best for building habits
Smart Card
A savings option built to encourage consistent deposits, goal setting, and strong financial habits from the start.
- Reloadable and reusable
- Perfect for budgeting
- Shop with confidence
Start your savings journey
Coin Club Savings Account
A flexible third option for your youth or teen account, ideal for families looking for a strong first banking relationship.
- Coin Club Savings Accounts are for young people up to age 17
- No minimum opening balance
- Six free withdrawals per quarter
Bring Financial Education to Your School
Meet the Youth Financial Specialist
Susann Parlor
Susann Parlor (pronounced Su-Zanne) is Paducah Bank's Youth Financial Specialist, passionate about helping kids and families feel confident when it comes to money.
She believes financial education should feel approachable, encouraging, and even fun because empowering the next generation to move through life with confidence and knowledge helps build a stronger, more resilient community. When young people begin to understand what it means to "invest," she hopes they recognize that their local community bank has been investing in them and their futures all along.
Susann Parlor
Susann Parlor (pronounced Su-Zanne) is Paducah Bank's Youth Financial Specialist, passionate about helping kids and families feel confident when it comes to money.
She believes financial education should feel approachable, encouraging, and even fun because empowering the next generation to move through life with confidence and knowledge helps build a stronger, more resilient community. When young people begin to understand what it means to "invest," she hopes they recognize that their local community bank has been investing in them and their futures all along.
Her love for working with children has always been part of who she is. One of her first jobs after moving to Paducah was as a nanny, something she was drawn to because of her genuine love for kids. Because she didn't grow up learning about money at home or in school, her own journey of figuring it out along the way continues to shape her passion for making financial literacy accessible and meaningful for families.
In her role, Susann partners with local schools, families, and youth-focused organizations to create hands-on, engaging learning experiences. From classroom financial literacy presentations to community events, the goal is simple: help young generations build strong money habits early.
With over three years at Paducah Bank, Susann's journey has always centered around serving people. She began as a Personal Experience Banker, supporting customers with their banking needs, and later served as People Experience Manager in HR, supporting teammates throughout their employment lifecycles at Paducah Bank. No matter the role, her focus has remained the same: helping people reach their goals in an environment where they feel seen and supported.
Now, she brings that same heart to working with youth and their families as they navigate financial decisions, collaborating with Paducah Bank's team to connect families with the Bankers who will open their accounts and become a part of their long-term support system. From a child's first savings account to their first debit card, Susann focuses on building confidence through hands-on workshops and conversations about budgeting, saving, and responsible spending.
Susann remains deeply involved in the community, serving on the board of the Merryman House and supporting United Way of Western Kentucky through fund allocations, giving campaigns, and outreach that directly impact local families. She is a recipient of VUE Magazine's "40 Under 40" Award (2025) and has been recognized by her peers with Paducah Bank's #OneTeam Award (2025) and Culture Champion Award (2026), honoring her commitment to creating an inclusive, positive workplace environment.
Originally from Omaha, Nebraska, Susann has proudly called Paducah home for the past five years. She is currently a student at Murray State University, studying business, an example of her commitment to lifelong learning. Fueled by coffee, music, and people, Susann's favorite way to spend her free time involves playing pickleball, traveling, and exploring new places and cultures with her spouse, Claren, and their goldendoodle, Nash.
Susann is always looking for ways to pour back into the community she has come to call home. She is excited to work closely with local schools, families, and organizations as she grows this important work across the community.