Help Them Build a Lifetime of Smart Saving.

Now earning 3.03% APY* on the first $3,000 and 0.10% APY* on balances over $3,000.

Opening a kids savings account is one of the best ways to help your child learn the value of saving. The Coin Club Savings Account gives young savers a safe place to grow their money while building confidence and lifelong financial habits, one deposit at a time.

Savings Account for kids

A shiny start

Give your child a head start with a savings account designed just for them

Earn More

Earn 3.03% APY on the first $3,000 and watch savings grow faster.

Learn by Doing

Available for young savers through age 17

Why should I open a kids savings account?

From birthday cards to babysitting money and part-time paychecks, every dollar is an opportunity to build healthy saving habits. The Coin Club Savings Account helps young savers learn the value of setting money aside while watching their savings grow over time.

  • Coin Club Savings Accounts are for young people up to age 18
  • At age 18, your Coin Club Savings Account automatically transitions to a Regular Savings Account
  • Minimum opening deposit: $50
  • No monthly maintenance fee as long as the account remains active**
  • Free use of Online Banking and our Mobile App 
  • Six free withdrawals per quarter


Where can I open a Coin Club Savings Account?

Visit any Paducah Bank location in Paducah or Louisville, and one of our bankers will be happy to help you open a Coin Club Savings Account.

Bring Financial Education to Your School

A couple grocery shopping with their son.
Smart Card: Reloadable Debit Card
Smart Card: Reloadable Debit Card

Disclosures

  • **Dormant fee will apply if no activity occurs on account within one year.
  • *APY = Annual Percentage Yield. Terms and conditions apply.