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Get an affordable loan with a smaller down payment and other financial advantages.
Sometimes, it feels like it could take a million years to save up the tens of thousands of dollars needed to qualify for many mortgages. But there is another way. For decades, the Federal Housing Administration has helped clear away financial hurdles and help everyday people obtain the affordable mortgages they need to live their best lives. Paducah Bank lenders are happy to work with you to see if you might qualify.
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). It’s designed to help people who might not qualify for a conventional mortgage, especially first-time homebuyers or those with less-than-perfect credit buy a home.
Get started on your FHA Loan application process with our online mortgage application or find a lender. You can also visit one of our Paducah or Louisville, Kentucky branches.