Conventional Fixed-Rate Mortgages

Mom giving her daughter a piggyback ride in her new home.

There are good reasons why this is the classic home loan.

Rock-steady monthly payments lead to easier long-term budgeting. 

Built to last

Competitive rates

Every tenth of a percent can save you thousands of dollars over the life of the loan.

Variety of lengths

Though 30 years is the traditional term, 15- and 20-year mortgages have become increasingly popular.

Personal service

Our mortgage specialists are ready to guide you every step of the application process.

No surprises. Just predictability and peace of mind.

The cost of food keeps going up. The cost of cars keeps going up. But with a Fixed-Rate Mortgage from Paducah Bank, there's one price increase you never have to worry about. Your monthly home loan costs won't ever change for 15, 20 or 30 years - however long your loan might be. That takes a lot of guesswork out of long-range financial planning and brings some welcome certainty to an unpredictable world.

  • Flexible loan terms available
  • Monthly principal and interest payments won't change
  • Competitive loan rates and low closing costs
  • Jumbo fixed-rate mortgages also available
  • Fixed-rate mortgages are a good choice if you plan to live in your house for a long time or you want to build equity at a quicker pace

Start with our online mortgage application or find a lender. You can also visit one of our Paducah or Louisville, Kentucky branches.

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