Round Up Savings

Turn everyday purchases into everyday savings.

With Round-Up Savings from Paducah Bank, every qualifying debit card purchase can help you grow your savings automatically. We'll round your purchase up to the next whole dollar and transfer the difference into your designated Paducah Bank savings or DDA account.

How Round Up Savings Works

Saving doesn't have to be complicated. Roundup Savings turns your everyday debit card purchases into opportunities to grow your savings. Just use your Paducah Bank debit card, and we'll take care of the rest.

1

Make a Purchase

Use your Paducah Bank debit card for a qualifying purchase.

2

We Round Up

We'll round your purchase up to the next whole dollar.

3

Watch Your Savings Grow

The difference is automatically transferred from your designated checking account to your designated Paducah Bank savings or DDA account.

Eligibility

  • Must have a designated Paducah Bank personal checking account and second personal designated qualifying Paducah Bank account, both in good standing. 
  • Business accounts, TDA accounts, escrow accounts, and other certain accounts are not eligible. i.e. Trusts, Estates, HSA. 
  • Must be enrolled in the program for round-up transfers to occur. 
  • If multiple debit cards are linked to my designated checking account, transactions on all cards will be rounded up to the nearest dollar

Qualifying and Non-Qualifying Transactions

Qualifying transactions are one-time debit card purchases made with a Paducah Bank debit card linked to my designated checking account and posted during a business day. The following are NOT qualifying transactions and will NOT be rounded up:

• ATM withdrawals or deposits

• Transfers between accounts (including transfers between my own Paducah Bank accounts)

• ACH (Automated Clearing House) transactions

• Purchases that are subsequently reversed or returned on the same business day they are posted

Paducah Bank Round Up Program
Small change from everyday purchases can quietly build a meaningful savings cushion.
0 swipes per week
Round Up Calculator

Round up a little now, build more savings over time.

Round up $0.00 from the purchases you select this week, choose 0 purchases, and save $0 in a year.
Click items to add them to a typical week
3. Estimated yearly savings
$0
$0 per month from everyday spending
Monthly savings
$0
Estimated monthly total
Cumulative savings over 12 months Round ups deposited steadily throughout the year
Monthly cumulative savings Bar chart showing cumulative round-up savings by month.

Enrollment Authorization Form

Download the Enrollment Authorization Form