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Savings Accounts
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Regular Savings*
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Coin Club Account**
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WOW! Whatever Savings†
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Liquid CD††
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|---|---|---|---|---|
| Online Banking and Bill Pay | Included | Included | Included | Included |
| Paper Statements | Included | Included | Not Included | Included |
| eStatements | Included | Included | Included | Included |
| Mobile Banking | Included | Included | Included | Included |
| Earns Interest | $300 and up | $.01 and up | $300 and up | $300 and up |
| Number of Withdrawals | 6 per quarter | 6 per quarter | 1 per quarter | 4 per year |
| Excess Withdrawal Fee | $2 after 6th | $2 after 6th | $7.50 after 1st | $25 after 4th |
| Monthly Maintenance | $7 quarterly waived with $300 balance | $0 | $0 | $7 quarterly waived with $300 balance |
| Dormant Fee | $5 quarterly if balance is below $300 and no activity for 365 days | $5 quarterly if balance is below $300 and no activity for 365 days | $5 quarterly if balance is below $300 and no activity for 365 days | $5 quarterly if balance is below $300 and no activity for 365 days |
Regular Savings*
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
6 per quarter
Excess Withdrawal Fee
$2 after 6th
Monthly Maintenance
$7 quarterly waived with $300 balance
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
Coin Club Account**
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$.01 and up
Number of Withdrawals
6 per quarter
Excess Withdrawal Fee
$2 after 6th
Monthly Maintenance
$0
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
WOW! Whatever Savings†
Online Banking and Bill Pay
Included
Paper Statements
Not Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
1 per quarter
Excess Withdrawal Fee
$7.50 after 1st
Monthly Maintenance
$0
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
Liquid CD††
Online Banking and Bill Pay
Included
Paper Statements
Included
eStatements
Included
Mobile Banking
Included
Earns Interest
$300 and up
Number of Withdrawals
4 per year
Excess Withdrawal Fee
$25 after 4th
Monthly Maintenance
$7 quarterly waived with $300 balance
Dormant Fee
$5 quarterly if balance is below $300 and no activity for 365 days
Disclosures
* Regular Savings requires $50 minimum to open
** At age 18, Coin Club converts to Regular Savings
† Wow Whatever requires auto transfer from checking or savings — minimum $10 transfer weekly or bi-weekly or $20 minimum transfer monthly. Account also requires statement by E-statement or combined with checking from which transfer occurs. $25 penalty if closed within first 6 months.
†† Liquid CDs require $1,000 minimum to open and pay tiered rates of interest. WOW Liquid CD is available for Liquid CD balances greater than $250,000. Same fees, terms and withdrawals as the regular Liquid CD.