Homeownership is within your reach if you reach out to us.
We can help you get the perfect home even if you don't have perfect credit.
When most families imagine their futures, they see themselves in their own home. But no matter how hard you work, it's not easy to save the thousands of dollars needed for a down payment. At Paducah Bank, there's another option! We can help first-time home buyers and those who are rebuilding their credit histories get a low-cost, government-backed mortgage with only a modest down payment.
- Only 3.5% down payment
- Flexible credit score requirements
- Low interest rates
- No pre-payment penalties
- Manufactured and mobile homes ineligible
- Maximum loan amounts vary by county