State-of-the-art technology provides extra protection.

The debit card is in transition. We're working to make it a smooth one.

New technologies are arriving every day. In the world of commerce, chip or EMV technology is the latest thing. Put simply, the safeguards provided by magnetic strips on debit and credit cards are good. But the anti-fraud and theft protections provided by the microchips are even better. Paducah Bank is serious about protecting its customers. We have converted all of our debit cards to more secure EMV chip cards. 

  • Make purchases by inserting the chip end of the card in a merchant's payment terminal. You may then be prompted to enter your PIN or your signature on the terminal.
  • Some merchants may not yet have payment terminals that accept chip technology. The new cards will still have a magnetic stripe, and you can still pay by swiping the stripe on the payment terminal.
  • The new chip cards will also work in older ATMs.
  • If you have any questions, any Paducah Bank team member will be happy to help you. Call us at 270.575.5700 or stop by your favorite Paducah or Louisville, Kentucky branch.

You may wonder what "EMV" stands for. It's short for Europay, MasterCard and Visa, which have worked closely with others in the payments industry on the new technology that's now used worldwide. Whether you call them chip cards or EMV cards, they increase security and reduce fraud resulting from counterfeit, lost and stolen cards.

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