Home Equity Line of Credit | KY Home Equity Rates

It's like having the ability to access funds, borrow money, or tap into your home’s equity at a moment’s notice.

Get money for repairs and purchases - and to add some spice to your life.

Ready and waiting

Borrow at will

Tap into a pre-approved pool of money anytime for home remodeling or any other purpose.

It's really a piece of cake

Access funds through checks, Online and Mobile Banking and at Paducah Bank branches.

Budget-friendly

You don't pay any interest until you actually use some of the money.

Money for life's serious matters - and for fun stuff, too

A Home Equity Line of Credit (HELOC) can be a financial lifeline when appliances break down, the car's transmission acts up or you encounter a blizzard of unexpected bills. This easy-to-access loan fund can also be put to positive use to pay for a summer vacation, a wedding celebration or a major purchase that gets the family excited. Just fill out the form below to get the ball rolling or download our WOW Mortgage App for more convenience.

Credit limit depends on the equity you have in your Kentucky home. (Equity is the current market value minus any outstanding mortgage balance.)
With one easy application, you can choose when to borrow money over a period of years
Pay interest only on the funds you've used
As you repay the credit line's principal, funds can be reused for other purposes
Friendly Paducah Bank lenders can explain all the advantages of a Home Equity Line of Credit

Contact us

Let us know if you have questions or you're ready to move forward. We'll be in touch with you soon!

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Tap into your home's equity for big projects

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