Home Equity Line of Credit

It's like having the ability to access funds, borrow money, or tap into your home’s equity at a moment’s notice.

Get money for repairs and purchases - and to add some spice to your life. 

Ready and waiting

Borrow at will

Tap into a pre-approved pool of money anytime for home remodeling or any other purpose.

It's really a piece of cake

Access funds through checks, Online and Mobile Banking and at Paducah Bank branches.  

Budget-friendly

You don't pay any interest until you actually use some of the money.

Money for life's serious matters - and for fun stuff, too

A Home Equity Line of Credit (HELOC) can be a financial lifeline when appliances break down, the car's transmission acts up or you encounter a blizzard of unexpected bills. This easy-to-access loan fund can also be put to positive use to pay for a summer vacation, a wedding celebration or a major purchase that gets the family excited. Just fill out the form below to get the ball rolling or download our WOW Mortgage App for more convenience. 

  • Credit limit depends on the equity you have in your Kentucky home. (Equity is the current market value minus any outstanding mortgage balance.)
  • With one easy application, you can choose when to borrow money over a period of years
  • Pay interest only on the funds you've used
  • As you repay the credit line's principal, funds can be reused for other purposes
  • Friendly Paducah Bank lenders can explain all the advantages of a Home Equity Line of Credit

Contact us

Let us know if you have questions or you're ready to move forward. We'll be in touch with you soon! 

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  • Preferred Banking Center is a required field
  • Amount of Loan is a required field
  • Do you have an account with Paducah Bank? is a required field
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