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Wire Transfers
Domestic and international wire transfers made simple
Whether you are sending funds across town, across Kentucky, or around the world, Paducah Bank can help you complete a secure wire transfer quickly and accurately.
Wire Transfer Instructions
Follow these instructions when you're sending or receiving money in US dollars or Euros. For all other currencies, please contact Paducah Bank for specific instructions.
Incoming Domestic Wire Transfers
For domestic funds transfers submitted by wire, please provide the originator with the following instructions:
| Receiving Bank: | Paducah Bank 555 Jefferson St Paducah, KY 42001 |
|---|---|
| Receiving Bank Routing ABA : | 083900402 |
| Beneficiary Name: | (Your name as it appears on your account) |
| Beneficiary Account Number: | (Your full account number, exclude any spaces or hyphens) |
$11.95 for each incoming domestic wire.
IMPORTANT NOTICE: Cyber criminals are hacking email accounts and sending emails with fake wiring instructions.These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Please alert Paducah Bank if you receive an incoming wire you were not expecting.
International Wire Transfers
US Dollar Wiring Instructions
When wiring US dollar funds transfers, the following information is required with each request:
| Intermediary SWIFT Code: | UBBKUS44 |
|---|---|
| Intermediary Bank: | United Bankers' Bank |
| Financial Institution: | The Paducah Bank and Trust Company/Paducah, KY 42001 |
| Beneficiary FI Identifier: | 083900402 |
| Beneficiary Information: | Paducah Bank's Customer Name and Account Number |
Euro Wiring Instructions
When wiring Euro funds transfers, the following information is required with each request:
| Receiving Banks SWIFT Code: | BOFAGB22VAM |
|---|---|
| Intermediary Bank (IBK): | Bank of America Merrill Lynch Financial Centre 2 King Edward London, EC1A 1HQ |
| Beneficiary Bank (BBK) Name: | United Bankers' Bank/AFX |
| Beneficiary Bank Address: | 1650 W. 82nd St., Ste 1500 Bloomington, MN 55431 |
| IBAN: | GB28 B0FA 3002 3100 9252 28 |
| Reference: | United Bankers' Bank - 083900402 |
| Reference cont: | Paducah Bank's Customer Name and Account Number |
When wiring funds transfers in a currency other than US Dollars or Euros, please contact Paducah Bank for specific instructions.
Wire Transfer FAQ's
We are here to make wire transfers as clear and straightforward as possible.
Sending a wire transfer is a fast and secure way to move funds between banks. Wires are often used for time-sensitive payments, real estate transactions, business transfers, or sending money internationally.
Gather the Required Information
Before initiating a wire transfer, collect the recipient’s banking details. This typically includes the beneficiary’s full name, account number, bank name, and routing number. International wires may also require a SWIFT/BIC code and the receiving bank’s address.
Contact Paducah Bank
Stop by a Paducah Bank branch or give us a call to begin your wire transfer. Our team will walk you through the process, confirm the required information, and help ensure your transfer is completed accurately and securely.
You should always confirm wire instructions directly with the person you are sending money to. Do not rely solely on instructions received by email. If wiring funds to a Paducah Bank account, you can also contact our team to confirm the correct banking details before sending the transfer.
To ensure your wire transfer is processed the same business day, requests must be received before our daily cutoff times. The cutoff time for international wire transfers is 2:00 PM CST, and the cutoff time for domestic wire transfers is 3:00 PM CST.
Wire transfers are typically processed quickly and are often final once sent. If you believe a wire was sent in error, contact Paducah Bank immediately.
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Disclosures
IMPORTANT NOTICE: Cyber criminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Please alert Paducah Bank if you receive an incoming wire you were not expecting.