USDA Loans

A lady posing in front of a tractor.

Get a home in bluegrass country or any other rural area.

Friendly financing for those who appreciate fresh air and open spaces.

Country living

Far from the crowds

For people who want to buy or refinance homes in rural areas or certain designated suburbs.

100% financing

Homebuying can become far more affordable when the down payment is eliminated.

Other financial benefits

Mortgage insurance is less expensive and closing costs can be rolled into your loan payments.

Friendly neighbors. No traffic. No down payment.

The advantages of living in Kentucky's rural communities are clear as day to anyone who has ever had the pleasure. The advantages of USDA Loans are just as evident. They feature low interest rates, 100% financing and other advantages that keep more money in the pockets of farm families and anyone else who enjoys simple living and plenty of elbow room.

  • Fixed-rate loans with predictable monthly payments
  • Choice of 15-year and 30-year loans available
  • You may be able to finance closing costs, legal fees, and other prepaid fees
  • Flexible credit guidelines
  • Refinancing opportunities available
  • Work directly with Paducah Bank lending professionals and not federal agencies
  • Our friendly loan representatives will assess your family income and the house you are looking to buy and let you know if you qualify for a USDA Loan

Contact one of our lenders or start your USDA Loan application online.

A man applying for a mortgage online.

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