USDA Loans

It's a low-cost loan for those who relish rural living.

You'll like getting a mortgage with no down payment!

Some families have lived out in the country for generations. Others are looking to move there in search of a better lifestyle. No matter which group you fall into, Paducah Bank may be able to get you a great mortgage on your next rural home! Our friendly loan representatives will assess your family income and the house you are looking to buy and let you know if you qualify for a USDA Loan.

• Provides up to 100% financing with no required down payment
• Offers long-term fixed-rate terms, helping to keep payments predictable over the life of the loan.
• You may be able to finance closing costs, legal fees, and other prepaid fees.
• Choice of 15-year and 30-year loans available

To see if your property is eligible, click on the link below: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do