We'll help you make that big move. That's what neighbors are for.

Our home loans come with competitive interest rates and repayment options to fit every budget.

WOW Mortgage

Looking to buy or refinance your home?  Our platform makes it easy and conveninet.  Apply for a loan, securly scan documents, and more! 


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Borrower Portal

Start your loan process and track your progress with this easy to use portal.  

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Online Application

Ready to get started? Complete our online loan application now.

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First-Time Home Buyer Loans

With Paducah’ Bank’s options for first-time home buyers in Kentucky, home ownership is closer than you think. You’ll get:
  • Low or no down payment requirements
  • Competitive interest rates

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Fixed Rate Mortgages

You’ll love the great interest rates and service that come with our fixed-rate mortgages. Features include:
  • Various terms available
  • Monthly principal and interest payments that won't change

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Adjustable Rate Mortgages

Our lending experts can help you get an adjustable-rate mortgage that could put you in the home of your dreams today.

  • Several ARMs to choose from
  • Competitive initial interest rates

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Jumbo Mortgages

Whether you need more space for a growing family or plan to move to a pricier neighborhood, we can get you the Jumbo Mortgage you need to buy the home that you want

  • Loans available for financing more than $510,400
  • Competitive interest rates
  • Choose loan repayment terms that suit your budget

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Home Refinance

At Paducah Bank, we can refinance your original mortgage and perhaps reduce your interest rate, your monthly payments or provide some other financial advantage.

  • Choose from fixed-rate or variable-rate loans
  • Competitive interest rates
  • Low closing costs

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Construction Loans

Our no-hassle construction loans remove all the financial worry and let you focus on making your new home truly someplace special.

  • Competitive interest rates
  • Low closing costs

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Open a savings account online or at one of our Paducah or Louisville, Kentucky branches by scheduling an appointment.

Debt Consolidation

Put all your debt together in to one easier to manage monthly payment.


Home Mortgages

Feel right at home with our flexible mortgage options.


WOW! Perks with Interest Checking

Gain greater rewards and earn interest on your deposited money.