A Chance to Build On Your Success

Every day is a different kind of challenge for you because every day your business changes a little. With each new opportunity comes a chance to build on your success. We know you are busy running your business. That is why Paducah Bank is committed to simplifying the business of banking.

A Chance to Build on SuccessWhether your business is large or small, you will find that our business checking programs are designed with you—the business owner—in mind.

We can assist you in financial and cash management, equipment leasing, and credit issues.

At Paducah Bank, banking is our business. We work very hard at handling all your checking account needs so that you can have more time to run your business. We have the knowledge, experience, and innovative technology that enables us to respond to the ever-changing needs of both small and large companies.

We designed our business checking accounts with you in mind—low monthly fees with a host of premium services available as well. We are so sure that our business checking accounts will be just what you need that we are offering a money-back guarantee. If after six months you are not totally satisfied, we will refund any monthly maintenance charges.

COMMERCIAL CHECKING ACCOUNT
This noninterest-bearing checking account is designed for any business who is a sole proprietorship, partnership, corporation, government unit, church, civic club, or unincorporated association.

Unlimited check writing
Monthly statement with “imaged” checks
Financial management assistance
Equipment leasing services
Investment and retirement planning service
Cash management service
Payroll and direct deposit service
Overnight deposit bag
Visa Express Check Card and merchant processing
Night depository service

Commercial checking is free of monthly maintenance fees when your earnings credit on the average balance covers your activity costs.

BUSINESS ESSENTIALS CHECKING ACCOUNT
A noninterest-bearing checking account designed for small businesses that have limited account activity of 200 items or less per month.

Night depository service
Financial management assistance
Equipment leasing services
Investment and retirement planning service
Cash management service
Payroll and direct deposit service
Overnight deposit bag
Visa Express Check Card and merchant processing

Business Essentials Checking is free of monthly maintenance fees when you:

maintain an average balance of at least $2,500 in your account
limit activity in the account to 200 items per month (includes checks, deposits, and deposited items)

ANALYSIS CHECKING ACCOUNT
For the larger businesses, Paducah Bank offers an analysis based account whereby an earnings credit is applied to your volume of deposited items and checks written. This option often offsets most, if not all, service charges.

We make checking easy!

  • Funds are accessible by checks, drafts, wire transfers, and internal transfers
  • Deposits can be made through a night depository at any Banking Center and/or Paducah Bank ATM
  • Monthly image statements are provided, and deposits are insured up to $100,000

It is banking on your terms, 24 hours a day!

  • ExpressLine 24-hour account information service (575.6677 or, for out of town calls, 1.800.575.4533)
  • Paducah Bank’s Online Banking service gives you immediate access to your account information anytime and anywhere you want