paducah bank commercial loans

Business Loans

The Paducah Bank and Trust Company has a dedicated, and experienced business loan department that is ready to discuss and offer services for your business. We offer diverse products to meet the ever-changing needs of our commercial clients. Our personal service is unrivaled. Our flexibility and in-house credit decisions make our responses timely. We assist businesses in meeting their credit needs with a wide selection of credit services, such as:

Real Estate Loans

Whether you are planning construction of a new facility or purchase an existing one, look to Paducah Bank for competitive financing options for commercial real estate projects.

  • Construction loans to build or remodel facilities
  • Flexible rates and terms on a business loan of this type

Working Capital Lines of Credit & Letters of Credit

Many business clients benefit from temporary working capital assistance supporting seasonal cash needs associated with operating cycles.  Paducah Bank can provide those temporary financing needs through Letters of Credit and/or Commercial Revolving Lines of Credit.

SBA Loan Programs

SBA loans are a great match for starting or growing a business. SBA loans provide flexibility in both terms and underwriting. Paducah Bank participates in several SBA loan programs giving us the knowledge and ability to customize the right solution for you. As SBA Express lenders we are able to approve loans quickly. Terms of up to 25 years depending on the particular program can be accessed. We participate in SBA Express lending, Patriot Express lending, SBA 7(a), and SBA 504. We also have experience working with other state and federal guaranteed lending programs.