Home ownership with as little as 3% down.
With as little as an hour, you will be one step closer to home ownership.
We can unlock the doors for you with our 97% Home Ready mortgage! All we ask from you is a small down payment and a little time spent learning how to be a responsible home owner.
- Household income limit of $51,500, depending on property (some properties have no income limitations)
- Complete a Web-based education class
- Qualify for a reduced mortgage rate
- Pay lower mortgage insurance
- The full 3% down payment can be a gift from a family member, close friend or other eligible source
- Once approved, click on this link to complete the home buyer education course https://homeready.frameworkhomeownership.org/