Checking Account Comparison

4/8/2021

WOW! LOTS OF CHECKING CHOICES! 

Checking plans are meant to provide you with options, convenience, and services beyond what’s expected. Here you can review our three checking account plans to find one that fits your needs and your lifestyle. Have a question? Just  ask one of our WOW bankers to assist you in making the perfect choice for your checking needs!

Checking Account Comparison 
Checking Account Summary
Wow Perks W/ Interest Wow! Perks Basic Checking
Digital Banking Tools 
Online Banking, Mobile Banking, Bill Pay, debit Card, and E-statments 
Digital Banking Tools 
Online Banking, Mobile Banking, Bill Pay, debit Card, and E-statments 
Digital Banking Tools 
Online Banking, Mobile Banking, Bill Pay, debit Card, and E-statments 
WowPay 
Peer to peer (P2P) payment service that allows you to pay your friends or family from your phone
WowPay 
Peer to peer (P2P) payment service that allows you to pay your friends or family from your phone
 
WowPay 
Peer to peer (P2P) payment service that allows you to pay your friends or family from your phone
Snap Mobile Deposit 
Deposit Checks Effortlessly from anywhere with the Paducah Bank App 
Snap Mobile Deposit 
Deposit Checks Effortlessly from anywhere with the Paducah Bank App 
Snap Mobile Deposit 
Deposit Checks Effortlessly from anywhere with the Paducah Bank App 
SecureMobile Cell Phone Protection. 
Best in class coverage for cracked screen, broken, lost and stolen phones 
Coverage for two people with two claims allowed per year 
up to $1000 per cliam 
Enhanced Capabilities to locate, lock and wipe your phone remotely 

SecureMobile Cell Phone Protection
Best in class coverage for cracked screen, broken, lost and stolen phones 
Coverage for two people with two claims allowed per year 
up to $1000 per cliam 
Enhanced Capabilities to locate, lock and wipe your phone remotely 
 
Total Identity Monitoring 
Proactively scans over 500 million data points 
Alerts you of any suspicious use of your personal identifiable informatino 
Fully managed ID theft resolution services 
ID theft expense reimbursement policy $25000
24x7x365 acces to web portal to monitor risk associated with your PII 
Credit Services including Scores 
Total Identity Monitoring 
Proactively scans over 500 million data points 
Alerts you of any suspicious use of your personal identifiable informatino 
Fully managed ID theft resolution services 
ID theft expense reimbursement policy $25000
24x7x365 acces to web portal to monitor risk associated with your PII 
Credit Services including Scores 
 
Two Free Orders of Basic Checks Per Year if Age 60+ Two Free Orders of Basic Checks Per Year if Age 60+  
Interest on your Checking Account     
Service Fee  Service Fee Service Fee
Minimum $100 opening deposit. Maintain a $2500 minimum balance, and we'll wave $7.95 monthly service fee.  ($3.95 for 60+)  Minimum $100 opening deposit. 
Only $5.95 per month 
no charge anyone under 24
Minimum $100 opening deposit.
Maintain a $500 minimum balance or enroll in monthly e-statements, and we'll wave the $4.95 monthly service fee
     

Cell phone protection and personal identity protection are subject to additional terms and conditions.  Consumer registration is required 

Additional $1 image fee may apply 

Insurance products are not a deposit, not FDIC insured, not an obligation or guarunteed by the bank, its affiliates, or any government agency.  

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