10 Scams Currently Affecting Kentucky Consumers

1. Beware of IRS copycat websites. 

Copycat websites often charge you for a service that is typically free while “phishing” for your personal and financial information. Visit the IRS’s actual website (IRS.gov) for all tax-related forms, questions, etc. 

2. Beware of Instagram “brand ambassador” scams. 

Be wary of anyone who comments on your Instagram posts with “DM to collab” (or similar messaging), offers you an ambassadorship role right away, and/or asks you to buy a product. These are red flags for scams! 

3. Beware of online romance scams.  

Avoid sending any intimate photos or videos to potential romantic partners you’ve just met. You could become the victim of attempted blackmail or fraud.  

4. Beware of Shipping Scams. 

The former owner of Gentleman’s Courier Service reported that someone is using the now-closed company’s name and likeness to pose as a legitimate business. Any “job opportunity” that involves receiving other people’s packages at your personal residence is likely a reshipping scam.  

5. Beware of employment scams. 

Upon completing an “application” through the Telegram app and Facebook messenger, consumers receive a “check” to be used for equipment. Beware of any job offers that include sending you a check to pay for equipment. These are typically scams that leave the victim on the hook for the bad check and accompanying fees. 

6. Beware of horse breeder scams. 

A victim purchased a horse from a supposed breeder, but the animal was never delivered, and the scammer attempted to demand more money. When purchasing or adopting any pet, it’s important to see the animal in person first, check the breeder’s references, and reverse Google search any photos of the animal sent by the breeder. 
7. Beware of LG&E scams. 

Scammers are calling victims stating their service would be shut off in 30 minutes if they do not immediately pay a past due bill. LG&E will never call a customer and demand payment over the phone. When in doubt, contact LG&E directly.

8. Beware of government grant scams. 

The Better Business Bureau warns against any grants, scholarships, or sweepstakes that demand payment upfront before delivering the promised monetary reward. 

9. Beware of Amazon phone call scams. 

Amazon will not call you to question a purchase. This phishing scam is an attempt to gain access to your Amazon account and/or financial information. 

10. Beware of social media coupon scams. 

Don’t fall for deals that are too good to be true. Check the source of the coupon, read the coupon carefully, and don’t trade personal information for alleged perks. 

Download The PDF  or visit Kentucky Bankers Association